In partnership with the State of Colorado, this program offers one to three percent (1-3%) interest loans to homeowners in Denver and Arapahoe Counties who need to repair or replace sewer and plumbing lines.

Low- and moderate-income homeowners in Denver and Arapahoe Counties who are in need of upgrades or renovations to their waste water systems are eligible to apply for assistance. Households earning between 50-80% of the Area Median Income (AMI) will receive 1% interest rates with a five-year pay back term. Residents earning between 81-100% of AMI will receive 3% interest rates with a five-year pay back term. All funds will be paid back to DURA over the five year loan period.

 Eligible Improvements

  • Repair/replace deteriorated or faulty private residential sanitary sewer and disposal systems
  • Clear, clean, scope and locate backed-up sewer lines
  • Establish a connection to a metropolitan sewer system to replace a private residential sewage disposal system

As part of DURA’s commitment to the homeowner, DURA oversees the work being performed by the contractor to make sure repairs are completed quickly, at a competitive price, with the highest quality work, and in the best interest of the homeowner.


Income Guidelines

Family Size



Wastewater Loan Program Gallery

Hover your mouse over each photo to see the “before” image

Housing Client
"Without DURA, I would have lost my insurance and I’m not sure what I would have done. DURA did a beautiful job."