In partnership with the State of Colorado, this program offers one to three percent (1-3%) interest loans to homeowners in Denver and Arapahoe Counties who need to repair or replace sewer and plumbing lines.

Low- and moderate-income homeowners in Denver and Arapahoe Counties who are in need of upgrades or renovations to their waste water systems are eligible to apply for assistance. Households earning between 50-80% of the Area Median Income (AMI) will receive 1% interest rates with a five-year pay back term. Clients below 50% AMI will use EHR for repair to take advantage of deferred loans. Residents earning between 81-100% of AMI will receive 3% interest rates with a five-year pay back term. All funds will be paid back to DURA over the five year loan period.

 Eligible Improvements

  • Repair/replace deteriorated or faulty private residential sanitary sewer and disposal systems
  • Clear, clean, scope and locate backed-up sewer lines
  • Establish a connection to a metropolitan sewer system to replace a private residential sewage disposal system

As part of DURA’s commitment to the homeowner, DURA oversees the work being performed by the contractor to make sure repairs are completed quickly, at a competitive price, with the highest quality work, and in the best interest of the homeowner.

Denver Area Median Income 2019

*Contact the DURA office (303.534.3872 OR INFO@RENEWDENVER.ORG) for the applicable income limits if your household size exceeds 8 people.


Income Guidelines

Family Size



Wastewater Loan Program Gallery

Hover your mouse over each photo to see the “before” image

Housing Client
"Without DURA, I would have lost my insurance and I’m not sure what I would have done. DURA did a beautiful job."